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The Race to Develop a Central Bank Digital CurrencyIt's called decentralized finance (DeFi), referring to the use of blockchain technology to allow users to cut out intermediaries and directly. mercial banks responsible for the global financial crisis. Bitcoin was then pre- sented as an alternative to the centralized banking and finance system. Objectives: The article addresses the question about whether IT technologies and the ongoing globalisation are likely to impact the money creation mechanism.
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